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In the United States, the notion of universal health care is just shy of political suicide. If you have ever heard President Obama speak about health, he takes pains to express that the goal is always “insurance coverage,” ignoring the underlying principle of health care. The health of our nation, at the level of every citizen, has become downright commoditized in the modern age. The notion that we should be charged an additional tax, just so that the risk taking maniacs of the world can have a free ride, infuriates far too many people to ever pass into a serious discussion. If you try to bring it up, you will inevitably encounter eye rolling and jeering at every turn.
However, let’s think about what insurance companies already do. Whether you’re dealing with home insurance, auto insurance, life or health insurance, you have a body of individuals who will probably never use the service paying for those who will. The fact is, nobody knows when or even if they will ever end up using what the insurance company provides (payment for services rendered). You know you’ll get sick or injured sooner or later, but you don’t know if you’ll end up accidentally crashing into somebody. Yet, the law mandates having auto insurance, while your own health (or at least its payments) may end up putting you in bankruptcy court.
What is the difference between an insurance company being a pool of people’s payments, and a government entity being the same kind of pool full of the same type of payments? The main difference would appear to be that while one chooses a particular insurance company, the government provides only its own monopolistic, one-size-fits-all type of coverage. Moreover, nothing short of a grassroots movement could provide the kind of citizen-inspired change that businesses already have. It seems the main difference is a matter of some choice.

